About Abra Cap
We got tired of how business lending works, so we built something else.
Abra Cap is a New York–based funding company that gets businesses real funding, fast: from six-month-old shops doing $10K a month to publicly traded companies. One application is all it takes. Once underwriting sizes up your deal, a dedicated specialist follows up directly with your options.
Our process, start to finish
- 1Apply and upload documents now or later
- 2Underwriting reviews the same day; you get updates by email
- 3Once your deal is sized up, we match you with a dedicated specialist who calls you directly
- 4Your specialist walks you through every offer over the phone or email
- 5Accept, e-sign, and get funded. Same-day funding is common
Who we fund
Meet these two numbers, and you're in the running for one or more of our programs.
$10K+ monthly revenueStart with four months of bank statements. We'll ask for anything else your specific program needs.
6+ months in businessNewer businesses typically start with revenue-based financing.
Funding up to $10MAcross term loans, lines of credit, SBA, and equipment financing.
Industries
Businesses we fund
If your business generates steady revenue, there's likely a good fit here. This list is illustrative, not exhaustive. Pick yours to see what businesses like it commonly fund.
We fund
Consumer Goods & Retail
Inventory, product launches and stock for the busy season
01 / 08
We also fund
- Restaurants & Bars
- Food & Beverage
- Hospitality
- E-commerce
- Wholesale & Distribution
- Franchises
- Auto Repair
- Salons & Spas
- Medical & Dental Practices
- Marketing & Advertising
- Energy & Utilities
- Agriculture
Don't see yours? Steady revenue matters more to us than your industry.
See if you qualifyFAQs
Common questions
Click a question to expand.
No. Reviewing your options uses a soft credit pull, which does not affect your score. Credit requirements vary by program. If a hard pull is ever needed, we'll tell you before it happens.
Underwriting starts from your last four months of business bank statements. Add them when you apply, or upload them later from your client portal. Anything else, such as a driver's license, a voided check or additional financials, your specialist will request if it's needed.
Many approvals fund the same day once you accept an offer. Most deals close within 24–48 hours of a completed application.
Yes. We underwrite primarily on cash flow and time in business, not just a credit score. Credit requirements vary by partner, and scores as low as 500 have qualified for revenue-based financing, since we underwrite mainly on cash flow.
You'll indicate your ownership percentage during the application. If you own less than 100%, your specialist will follow up to collect the second owner's details.
In some cases, yes. Sharing your application helps us find you the best available option. Every partner we work with is bound by confidentiality agreements and cannot disclose or share your information further. We never sell your information as a lead or add it to a marketing list.