Six ways to fund your business
Clear ranges, clear criteria, clear terms. Pick the structure that fits how you'll use the money. A specialist confirms the best fit after you apply.
Do you qualify? The short answer:
Meet these two numbers, and you're in the running for one or more of the programs below.
Term Loan
Best for: expansion, equipment, buyouts, refinancing. One fixed payment; no surprises on the calendar.
- Min. credit550+
- Monthly revenue$25K+
- Time in business1+ year
- Speed24–48 hrs, when approved
Line of Credit
Best for: payroll gaps, inventory buys, seasonal swings. Draw, repay, draw again, with interest only on what's out.
- Min. credit600+
- Monthly revenue$20K+
- Time in business1+ year
- SpeedSame day, when approved
Revenue-Based Financing
Best for: newer or credit-challenged businesses with steady receipts. Remittances scale down when revenue does.
- Min. credit500+ (varies by partner)
- Monthly revenue$10K+
- Time in business6 months
- SpeedSame day
SBA Financing
Best for: Government-backed rates and terms, accessed through our participating SBA lending partners.
- Min. credit650 FICO
- Monthly revenue$10K+
- Time in business2 years
- SpeedVaries (plan for a few weeks)
Equipment Financing
Best for: trucks, machinery, medical and kitchen equipment. The equipment itself is the collateral, so approvals are easier.
- Min. credit580+
- Monthly revenue$10K+
- Time in business6+ months
- Speed24–72 hrs, when approved
Non-Dilutive Funding
Best for: growth capital without giving up equity, board seats, or control: an alternative to raising a round.
- Min. credit550 FICO
- Monthly revenue$100K+
- Time in business1 year
- Speed2–5 days
Not sure which fits?
Apply once and a specialist will follow up with every product you qualify for.