Products & criteria

Six ways to fund your business

Clear ranges, clear criteria, clear terms. Pick the structure that fits how you'll use the money. A specialist confirms the best fit after you apply.

Do you qualify? The short answer:

Meet these two numbers, and you're in the running for one or more of the programs below.

$10K+ monthly revenueStart with four months of bank statements. We'll ask for anything else your specific program needs.
6+ months in businessNewer businesses start with revenue-based financing; the rest unlocks over time.
Funding from $10K to $10M+Structure and rate depend on the product, revenue, and time in business.

Term Loan

$25K – $5M · 6–36 months

Best for: expansion, equipment, buyouts, refinancing. One fixed payment; no surprises on the calendar.

  • Min. credit550+
  • Monthly revenue$25K+
  • Time in business1+ year
  • Speed24–48 hrs, when approved

Line of Credit

Up to $1M · revolving

Best for: payroll gaps, inventory buys, seasonal swings. Draw, repay, draw again, with interest only on what's out.

  • Min. credit600+
  • Monthly revenue$20K+
  • Time in business1+ year
  • SpeedSame day, when approved

Revenue-Based Financing

$10K – $10M · flexible

Best for: newer or credit-challenged businesses with steady receipts. Remittances scale down when revenue does.

  • Min. credit500+ (varies by partner)
  • Monthly revenue$10K+
  • Time in business6 months
  • SpeedSame day

SBA Financing

$50K – $5M · up to 25 yrs

Best for: Government-backed rates and terms, accessed through our participating SBA lending partners.

  • Min. credit650 FICO
  • Monthly revenue$10K+
  • Time in business2 years
  • SpeedVaries (plan for a few weeks)

Equipment Financing

$10K – $10M · 2–7 yrs

Best for: trucks, machinery, medical and kitchen equipment. The equipment itself is the collateral, so approvals are easier.

  • Min. credit580+
  • Monthly revenue$10K+
  • Time in business6+ months
  • Speed24–72 hrs, when approved

Non-Dilutive Funding

$100K – $25M · flexible

Best for: growth capital without giving up equity, board seats, or control: an alternative to raising a round.

  • Min. credit550 FICO
  • Monthly revenue$100K+
  • Time in business1 year
  • Speed2–5 days

Not sure which fits?

Apply once and a specialist will follow up with every product you qualify for.